Skimmers can take a number of forms ranging from pocket sized units that can be used to copy a credit card to ATM skimmers.
Usual components of ATM skimmers can include false keypads, miniature cameras and false card entry slots. All of these components are made to look like a normal part of the ATM.
Some skimmers may include a wireless transmitter or phone so the crooks can collect your details from a distance, others will be physically removed from the ATM after a few days.
Once the bad guys have your card details they are able to make a clone of your card which they can use themselves.
Queensland Police have posted an informative video on the subject of ATM skimmers that is well worth watching:
Advice from the video:
- Look for people acting suspiciously
- Wiggle and look for holes in the card entry point
- Look for holes in the fascia plate
- Make sure the pinpad is secure
- Cover your hand
If you do find a skimming device, contact Police or CrimeStoppers, contact the bank and try not to handle the device any more than necessary(the bad guys may have left fingerprints).
Keep an eye on your bank accounts and report any suspicious activity immediately - try to make sure you have sufficient money or another credit card for the next few days as the card will be cancelled and a new one issued.
The Commonwealth Bank has a good guide on ATM skimmers with pictures of skimmers found in the wild: https://www.commbank.com.au/personal/apply-online/download-printed-forms/ATM_awareness_guide.pdf
(requires Adobe Acrobat or another PDF viewer)
Scamwatch Advice on Card Skimming: http://www.scamwatch.gov.au/content/index.phtml/tag/CardSkimming
